The Personal Finance Books That Helped 2 Couples Become Debt-Free


Kiersten and Julien Saunders

Kiersten Saunders (left) wearing a white embroidered long-sleeve crop top with blue jeans, and her husband Julien (right) wearing a white t-shirt and black jeans standing in front of a gray concrete background.

Early retirees Kiersten (remaining) and Julien Saunders.

Phyllis Iller


Dollars milestones: Paid off two mortgages worthy of $200,000 and retired from their company careers just before turning 40

Private finance e book recommendation: “The Prosperity Alternative: Success Secrets of Black Millionaires” by Dr. Dennis Kimbro

When the Saunderses uncovered about the Monetary Independence/Retire Early movement, they embraced the obstacle of saving and investing aggressively. They started out making passive revenue through a rental residence, and have given that compensated off the mortgages on their rental home and their possess household, totaling $200,000. 

The few effectively retired from their company work opportunities in advance of turning 40. They now depend on their investments and their site Rich & Frequent for regular earnings.

The ebook that influenced their economical journey is “The Wealth Option” by Dr. Dennis Kimbro.

Julien suggests, “I am really mindful of the operate that he’s completed that is especially catered to the Black local community. He is somebody who started off getting ready persons in my generation for owning individuals discussions about income. I get great delight in being aware of we may possibly have the possibility, as a result of Abundant & Normal, to fill the gap along with other individuals in that area.”



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Amelia J. Bell

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